I remember I bought a NIB Ruger P95 for $330 after taxes from a LGS. Took it home. Never fired it. 1wk later I got slammed with a $500 legal bill I had no means to pay up. So, foolishly I drove all the way back to the LGS to offer the gun back. Now bare in mind, this was brand new still and has not been fired. They said they couldn't do a return, but would buy it back for for $230......WTF? I didn't even think of trading it cause I need the money. Of course it looked brand new "cause it was" but they have no way of knowing that. So it had to be bought as used. And because I had my stones in sling, I took the offer. I literally threw away $100. I was much more foolish in my spending habits back then...... But the older I get, the more I understand why they did it. I mean I'm not defending them, but as a whole, if they gave people what its worth, or near what its worth, they wouldn't make much money. And they're in that business to make money, not earn gold stars by being chummy with their offers. It sucks, but its the truth. Gun Shops are the only business I've encountered, where someone typically less intelligent than you, can lowball, insult, and screw you out of a deal, just so they can make a profit. Well maybe a lawyer, is at the top of their game, but again, its a business. And their's plenty of idiots out there that will sadly support that.
Its hard to see sometimes, where the line of ripping you off vs actually making a fair offer is. Best advice, is to choose wisely the first time you buy something. But what do I know, I've probably traded off the last 40 or so handguns I've owned for other handguns.