They are asking about what there are worth, meaning if you tire of them soon, it may be hard to get your money back. 32-20 ammo isn't cheap or easy to find and 32S&W long costs more than 38 special. The 32 appears to be on the small 32 frame. Some say the gun is too small but it fits in a jacket pocket easily for carry. Again, at those prices, it has to be something you were looking for. Just my .02.